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About Us
A History of People Helping People....

In 1938, a group of employees of the Kekaha Sugar Company, Ltd., realized the great benefit of organizing a Credit Union for the sugar plantation workers. On February 8, 1938, the Farm Credit Administration approved the organization of the Kekaha Federal Credit Union. Today, Kekaha Federal Credit Union has over 1,600 members and assets over $17,000,000.

What is a Credit Union?...

A Credit Union is a non-profit, member-owned financial cooperative made up of a group of people with a common bond. (occupation, community, church, etc.) Monies saved by Credit Union members are the same funds which are loaned to other members.

How Credit Unions Operate....

  1. Members put their money into a common fund made of individual accounts.
  2. Members elect officials from amongst themselves to manage the fund.
  3. Each member has one vote.
  4. Members can obtain loans from the fund and are charged interest.
  5. The interest accrued pays the cost of running the Credit Union.
  6. The rest of the earnings are distributed to all the members as dividends.
Each Credit Union Savings Account is insured up to $250,000 by the National Credit Union Administration.